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INDEBTED TO EVERYONE OF US
Peter Pan il Musical is indebted to the many patrons, sponsors and audiences who support us each year and especially this year in the current economic climate.
We are extremely grateful to Yajaira, Wayne and Goforth of Wynn Ltd. who are Peter Pan il Musical main sponsor this year.
News and Updates
If you look at stars on TV or in pictures, you feel envious with their professional makeup. How good it would be, if someone would have done the same to you. So true, but it requires years of experience to get to that point. The only option is to consult professional makeup artists. To make up the thing better, professional makeup artists in San Bernardino have published these top 7 tricks of the trade from their studio Capture Your Beauty By Crystal Luna!
- Fuller Lashes: The easiest way to get natural eyeliner is to not go too heavy. If you want your lashes to look fuller, then the best way to do that is to dot the eyeliner as close to the lash line as possible. You can then blend this with a Q-tip, and it will make your lashes looked much thicker without looking like a heavy eyeliner.
- Perfect Eyebrows: If you just can’t seem to get your eyebrows right, then put down the eye pencil when you are lining your eyebrows! Using an eye pencil looks harsh and unnatural, à la your grandmother. It is best to use a slanted makeup brush and an eyeshadow color that matches your hair color to apply to your brows naturally.
- Curled Eyelashes: If you want to curl your eyelashes without damaging them, then all you have to do is hold a spoon against your upper eyelashes. Next, apply the mascara against the spoon. This will let your eyelashes naturally curl without potentially pulling them out by using an eyelash curler.
- Beautiful Lips: If you want gorgeous lips that truly stand out, then brush them with your toothbrush! That may sound a little kooky, but it is the best way to exfoliate them well so that your lip color will go on naturally and not look cracked in the application.
- Flawless Lips: If you don’t want to see any lines around your mouth, then it is best to apply clear lip balm outside of your lip line. This will fill in many of the fine lines around your mouth, and it also will keep your lipstick from bleeding outside of your lip line.
- Wider Eyes: The easiest way to open up your eyes and look like a doe eyed beauty is to use a nude or white eyeliner on your lower lash line. Line underneath your eyes, and you will noticeably see that they open up and look fresher as a result.
- Get a Facelift: The best way to look younger fast is in your blush application. Apply blush from your cheekbones horizontally to the center of your face. This means that your blush should be the darkest closest to the hairline, and then it should fade as it gets into the apples of your cheeks. This will pull your face back and make you look younger as a result.
Aren’t these tips incredibly easy? This is something that professional and celebrity makeup artists know to make all of the stars look gorgeous, but they are also ideas that you can use at home. Try a few of these tricks within your normal makeup application, and you will be amazed at the results that you see. You are on the way to a more gorgeous you!
Do you know that some companies decide to use invoice financing to start their business? However you should know that banks concentrate on the credibility of a business when it comes to considering whether to make a loan. Another important factor, they consider is to verify the integrity of the customer of the business. As a result, companies that come with insufficient credit history may possibly sell their invoices.
To understand the basic, any firm that encounter slow paying clients and cash flow squeeze typically decide to sell their account receivables or invoices to particular firms that are referred to as factors. It is worthy of note that the factor expedites most of the amount of invoice which is commonly about seventy by up to ninety percent after affirming the credibility of the billed client. What is more, when the bill is settled, the factor then transfers the balance and subtracts the factoring or transaction cost.
Apart from this, companies that use factoring prefer it mainly because they obtain the capital instantly instead of merely waiting for a month or two for payment. It is delighting to know that an enterprise can obtain the cash they need in just a day or two after transmitting an invoice to a factoring company.
One should know that invoice financing can be expensive. This takes a lot of the percentage points as compared to the traditional lender. The reason why this became a very intriguing source of funding is that it ties to fiscally fragile firms in the garment enterprise. The linked and usually held impression is that a firm opts for a factor since it is not credible enough to deal with a bank.
Every year; billions of dollars in revenues flow through invoice financing wherein a lot of them specialize in specific industries like health care, construction and trucking. In like manner, some firms utilize it in order to satisfy their capital needs. There are also other companies that decide to factor to outside investors who many a time prefer a piece of the enterprise while others prefer other financial institutions that often times require more paperwork.
Invoice financing are not likely to be cost effective for a company that transmits thousands of small denomination invoices and because of the cost of service, a factor may evaluate for checking out each one for risk. Essentially, because the factoring company manages the collections, then, obviously, the factor customer need not be overly stressed about credit checking, billing and anything that has something to do with staffing those functions.
Invoice finance happens when you sell your invoices that are due in the future to a factor, or an agent so you’re able to get quicker cash flow to your business.
If you are in B2B business, you may have heard of factor invoices before. However, if you haven’t, we’re here to explain what are they and how they work.
The basic requirement is you need to have creditworthy customers for the factor to loan you money before your invoices are paid. Factor invoices help business owners to obtain money due to cash shortfalls or any unforeseen circumstances in the business where it requires urgent use of money.
It takes 3 – 5 working days for invoices to get approved by factors, depending on whether the factor that you applied from uses electronic application system or traditional paperwork application. Most factors will loan up to $150,000 worth of invoices that are due in 90 days or less.
Invoice finance are short-term financing designed to help business owners manage their immediate cash flow needs. This financing needs to be paid when the payments are received from the customers whose invoices you factored.
This financing option allows you factor any specific invoices as and when you need it. For instance, should you need immediate cash for your business month’s expenses, you can factor invoices that are due within the next 3 – 5 weeks or so. Factors will provide with the cash amounting to these invoices so you’re able to use them for any of your business needs.
You should know that while Invoice finance is more expensive than bank loans or LOC (line of credit), it’s still cheaper and more affordable than any short-term loan such as the bridge loan. There are business owners who prefer Merchant’s Cash Advance, but this comes with a considerable fee. Not only that, factor invoices can be taken out based on how many invoices amount you need rather than you’re given a lump sum from banks/lenders.
Despite being flexible and having more lenient approval requirements, invoice finance has several setbacks. We mentioned that it’s more expensive than a bank’s loan, but other than that, some factors may require you to make a minimum payment from the amount of invoices you factored, which can cause further challenges in managing your expenses even though the factor loaned you the money you needed.
Since the approval happens quickly, there might be hidden fees that you’re not made aware of and this will increase the amount of your repayment quite significantly. There have also been cases where the factors would call your customers to remind them to make payment. This may not bode well for the relationship you have with your customers.
Whatever the circumstance are, invoice finance helps one to come out from lot of trouble, but you need to make sure you’re choosing the right factor. You don’t want to end up paying more than what you owe.
Factoring business run at various level and you will find small monetary service organisations to big banks in this business. Each of them has its own method to conduct business. Many factoring business specialize in particular markets; some might need a particular minimum per billing or overall billing quantity prior to they’ll carry out business with you.
Irrespective of how big the companies are, all debt factoring business work as intermediaries. And they have 2 standard requirements for receiving their alternative form of funding. You need to have no existing main liens on your accounts receivable, which indicates no other company needs to have a claim on payments when they come in.
They also look into your client and they should be creditworthy because factoring business depend upon the capability to effectively gather on your clients’ billings. That indicates your company’s credit report will not always factor into a decision to authorize or reject your account. Rather, factoring business will mainly consider your clients’ payment history and monetary stability.
Important Point When Evaluating debt factoring Companies
When examining factoring business to deal with, there are a number of essential areas you ought to thoroughly think about. Obviously, the rates structure is an important aspect. You need to think about most likely customer payment situations and determine what the overall costs would be for the different suppliers. Compare the deposit or application costs, the advance rate, and month-to-month minimums.
You need to ask about how the element company manages overdue billings. Some factoring business will presume all the danger and not need you to repay them if the billing isn’t really paid within a set time period. Other factoring business will need you to pay back funds advanced for any overdue customer billing– plus the factoring charges. And still some factoring business will enable you to change the billings of non-paying clients with billings from paying customers.
If you need brief about the procedure to deal with a debt factoring company:
You need to finish an application, sending vital info about your company and receivable.
The factoring company does its due diligence and prepares all the essential legal documentation. Generally this procedure takes 5 to 10 days, and some aspects might charge an application charge.
Once you start dealing with the factoring company, you’ll prepare your customer billings and forward them to the company for an instant cash loan.
You should always pick a factoring company that offers a high level of customer care. This assists to ensure that your customers will be correctly dealt with. All factoring business run differently. That’s why it’s crucial to do your research and find the best-priced and most educated factoring company for your specific business.